Net Pay Lab
Understand what you actually earn.

Know what you actually earn.

Understand what salary, taxes, bonus withholding, and cost-of-living changes mean in practical numbers.

Popular Salary Tools

Take-Home Pay Calculator

See your estimated annual and monthly take-home pay after federal, state, and FICA taxes.

Salary After Tax by State

See estimated after-tax salary by U.S. state, including federal and state tax assumptions.

Hourly to Salary Converter

Convert hourly pay into annual, monthly, and practical salary estimates in seconds.

Cost-of-Living Salary Converter

Compare salary buying power between cities using cost-of-living indexes and clear assumptions.

Job Offer Comparison Calculator

Compare two job offers by total compensation, location costs, and estimated practical value.

Bonus Tax Calculator

Estimate your net bonus after withholding and marginal tax assumptions before payday.

Salary Decision Guides

Use these guides to turn pay, taxes, bonuses, and offer details into a clearer decision before you accept or negotiate.

Take-Home Pay Before Accepting a Job Offer

Check net monthly pay, deductions, state taxes, and cash-flow fit before treating a gross salary as your real budget.

Salary vs Hourly After Tax

Compare a salary role with hourly work by modeling hours, overtime, benefits, unpaid time, and after-tax income.

Bonus Tax Withholding Reality Check

Estimate how much of a bonus may reach your paycheck and why withholding can differ from final tax owed.